Mr Homes Realty

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How Mr Homes Realty stands out from the competition

With Mr. Homes Realty, your perfect home buying experience is our priority. We have 20+ years of industry success creating solutions for our clients. Every agent on our team is from Long Island and proud to call it home, so we have the local expertise necessary to bring you the best of Nassau County, Suffolk County, Brooklyn, and Queens. No matter what type of home you are searching for or how big your wish list is, we are committed to work side-by-side with you to bring you the best available homes for sale on Long Island. Our team of accomplished professionals are among the best real estate agents on Long Island.

At Mr. Homes Realty,

At Mr. Homes Realty

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Featured Properties

Community Spotlight

Levittown

Levittown

Levittown is the second-most populated census-designated place in Nassau County, New York.  This hamlet in the Town of Hempstead is widely recognized as being the first modern American suburb and gets its name from its architect, Levitt & Sons, Inc. who are largely credited with being the father of modern suburbia in the United States.  Levittown Union Free School District is highly rated and has an 11 to 1 student-teacher ratio.

Massapequa

Massapequa is a hamlet located in southeast Nassau County, New York.  Named after a band of Lenape Native Americans, this 4 square mile hamlet is located close to major roadways and railways, making for a convenient commute along the South Shore of Long Island.  From smaller starter homes to large waterfront houses with docks and a very highly-rated school district, family-friendly Massapequa is sure to offer something for everyone.

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Farmingdale

Farmingdale is an incorporated village in Nassau County, New York.  The greater Farmingdale includes several other unincorporated areas in the Town of Oyster Bay that are outside of the village limits.  Centrally located on the Nassau/Suffolk border, Farmingdale is home to its own college (SUNY Farmingdale), amusement park (Adventureland), regional airport (Republic Airport), and borders on a 1477-acre state park and golf course (Bethpage State Park).

Lindenhurst

Lindenhurst is an incorporated village in Suffolk County, New York  Covering 3.8 square miles, it is the largest village in Suffolk County and the fourth largest in New York State.  Bordering the Great South Bay, Lindenhurst offers an incredible selection of businesses, restaurants, and activities with a unique blend of quaint village charm and breezy bay relaxation.  Additionally, the Lindenhurst Union Free School District boasts above-average state test scores and a 13 to 1 student-teacher ratio.

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Your home buying timeline

Check your credit score

While there are several types of credit scores, most lenders use your FICO score to determine your eligibility for a loan. This three-digit number, ranging from 300 to 850, informs lenders of your credit worthiness based on your length of credit history, available credit, on-time payments and outstanding balances, and credit to debt ratio, among other factors. You credit report will show you the factors used to calculate your credit score in much greater detail. Many banks and credit care companies offer a free credit score and your credit report can be obtained for free annually from the U.S. government.

Reach out to a lender

There are several styles of lenders that offer a multitude of loan types — each combination with its own set of pros and cons. Your loan options will include shorter term loans with higher payments and lower interest rates or longer term loans where you pay more interest over time but your monthly payments are lower. Read reviews and compare average interest rates and APR’s. Once you have enough information to narrow down your options, use an online mortgage calculator to compare and contrast down-payment amounts and interest rates to get an idea of potential monthly payments and what type of property and terms you can afford. You are encouraged to seek out online quotes and speak with several lenders before selecting one to do business with. Be sure to have documentation available to provide proof of income (recent W-2's, paystubs, bank statements, etc.). Between online lenders, credit unions, and your local bank branch you are sure to find a lender and loan type that suits your needs.

Once you have a pre-approval

Not to be confused with a mortgage pre-qualification, a pre-approval means that a lender has checked your credit and verified your documentation to approve a specific loan amount. Once pre-approved, your lender will provide you with a pre-approval letter that states that your loan will be approved once you purchase a home and submit the appropriate documents. This means that you now have a price range to begin searching for your dream home!

Connecting with a Real Estate Agent

Contact us at Mr. Homes Realty to have one of our licensed professional real estate agents show you the best homes for sale on Long Island available on the market right now. Stop by our office or connect with us online to partner with the friendliest and most knowledgeable professionals offering the personalized, one-on-on service that you deserve when making one of the largest single purchases most homebuyers ever make.

Searching for your dream home

Our real estate team is comprised of agents that are all from Long Island making them an invaluable resource in searching for properties. After the initial meeting, our agents will show you properties and take note of your likes and dislikes in order to learn your preferences and gain a better understanding of what homes to show you next. With our cutting-edge polygon map tool, you’ll be able to draw a boundary around your preferred search area to ensure you never miss a listing by being limited by a zip code. These local experts are prepared to take the time necessary to explore the items on your wish list and navigate the pros and cons of tradeoffs necessary to find you the home to suit your needs and budget.

Putting in an offer

With your agent’s help, you will choose a starting price to offer — our agents’ expertise regarding an offer terms will include your budget and needs, knowledge of the local market, condition of the home, and the seller’s situation will all help determine the best strategy. After determining contingencies (home inspection, appraisals, closing costs, non-financial incentives, etc.) and how much money to put in escrow, the initial offer will be accepted, declined, or a counter-offer will be made. In competitive markets, consider writing a house offer letter, essentially a cover letter for buying a home, to win the home seller’s attention and make your offer stand out.

Once your offer has been accepted

After negotiations are complete and the purchase offer is accepted, you sign a purchase agreement and are now under contract. An appraisal is to be completed to ensure the home’s value is worth the price that has been agreed upon before a lender will approve a loan. Next, an underwriter from your lender will verify your qualifications and approve your lone. Lastly, a home inspection should be completed to inform the buyer and ensure the buyer is aware of the true condition of the home.

Home inspection

Though not legally required, a home inspection is a necessary step to protect the buyer from committing to purchasing a home that has major defects. You will want to look for a licensed home inspector, preferably a licensed P.E., or Professional Engineer, to complete your home inspection. A home inspector will look at a house’s HVAC system, interior plumbing and electrical systems, roof, attic, floors, windows, doors, foundation, basement, and structural components. Once complete, your inspector will then provide a written report with results. It is strongly encouraged that the potential home buyer attends the inspection, as it will give you the opportunity to explore your new home and ask questions that can be answered by professional while they are on-site. Once completed, review the report and look not at the number of defects listed on the report but the severity. Once reviewed, discuss how to proceed with the home inspector and real estate agent.

Closing

The real estate closing, or settlement, is the final step in a real estate purchase transaction. Property ownership is transferred from the seller to the buyer, funds are taken out of escrow and distributed to the seller, the buyer pays any remaining fees, and the new deed is registered in the buyer’s name. It is also possible that there will be a final walkthrough of the property performed on the day of closing before the settlement commences. The seller, lender, and buyer will likely all have legal counsel present at the closing. In New York State, the buyer is usually required to be present to sign all applicable paperwork. Once all paperwork is signed and fees are paid, the keys to the property are given to the buyer. The buyer now officially owns the home.

Welcome home

Kick up your feet — you are now the proud owner of your dream home!

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Explore our areas

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Suffolk

The largest of Long Island's four counties and the second-largest of 62 counties in New York State.

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Nassau

The most affluent in the state of New York, with four of the nation's top ten towns

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Brooklyn

The most populous borough of New York City bordering Queens.

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Queens

The largest borough geographically and is adjacent to the borough of Brooklyn

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East End

Includes the best-known part of Long Island's Viticultural Area, as well as The Hamptons

THE BEST

Real Estate agents on Long Island

  • Our Long Island real estate agents are local experts with a track record for success.

  • The best selection of listings for houses for sale in Nassau County, NY and Suffolk County,NY.

  • Our dedication to you guarantees you’ll have personalized service from day one, all the way up through when you’re handed the keys.

Make an appointment today!

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